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Student Health Insurance

Massachusetts state law requires that all students enrolled in at least 75 percent of their program's full-time course load at an institution of higher learning in Massachusetts must participate in a Student Health Insurance Program (SHIP) or in a health insurance plan with comparable coverage. Massachusetts colleges and universities are required to sponsor a health plan for students who do not have health insurance. A charge is added to a student's account in the fall term based on criteria mentioned above.

The Salem State University Student Health Plan is provided by Blue Cross Blue Shield and administered by University Health Plans. The premium for the Annual 2019-2020 plan is $3,444 and the policy is in effect from August 1, 2019 through July 31, 2020. 

If you are a new or returning student who did not meet the insurance criteria in the fall term but have enrolled in at least 75 percent of your program's full-time course load for the spring term, you will be charged $2,016. The policy is in effect from January 1, 2020 through July 31, 2020. 

IMPORTANT: To comply with state law, all newly admitted students or students who are registered for at least 75 percent of a full course load for the Annual 2019-2020 plan MUST go online to either waive out of or enroll in the Annual insurance plan no later than the deadline date of September 27, 2019. The deadline date to waive out of or enroll in the spring insurance plan is February 21, 2020.

Learn how to waive out or enroll in a plan.

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