Salem State University offers many ways for students and families to pay for their education. Most people begin by applying for financial aid and confirming their award letter. If financial aid does not cover the entire cost of attending, the university has other options to help students pay their bill.
All major credit cards are accepted, however, a 2.85 percent non-refundable service fee ($3 minimum fee) will be assessed by TouchNet, our credit card processor, for credit/debit card payments. Credit/debit card payments must be made online through TouchNet via Navigator.
For international students, we have now teamed up with TransferMate to provide you a transparent payment method to reduce additional bank fees and improve your payment experience. Please note, we are no longer working with Flywire as an international payment option. TransferMate helps international students pay tuition and fees in their local currency from any country. See our International Payment page for additional information and how to guides.
Bank checks and money orders can be mailed to:
Student Navigation Center
Attention: Student Accounts
352 Lafayette Street
Salem, MA 01970
Private student loans also help pay for college or graduate school. These loans are available through banks, credit unions, online lenders and other financial institutions. Begin your private loan search by visiting our Resource List* (hosted by ELMSelect**)
Note: The Student Navigation Center does not accept cash or ClipperCash as payment for student bills.
All Degree-Seeking Students
Fall bills are due the second Wednesday in August
Spring bills are due the second Wednesday in January
Summer I bills are due May 25
Summer II bills are due July 25
All Non-Degree Seeking Students
You will receive a bill from Student Accounts
Non-Payment Drop Policy:
All non-matriculating/non-degree students whose balance is unpaid will be dropped 10 days prior to the term/session start date.
All non-matriculating/non-degree students who register within 10 days of the term/session start date will be required to make payment in full or create a payment plan at the time of registration. Students who do not pay in full or are not on an established payment plan will be dropped within one business day.
Students in the following categories are excluded from this policy: dual enrollment, non-credit, and guest students (e.g., Study Abroad, NECCUM).
Summer one-week institutes will follow the start date payment rules for summer 1 or summer 2 depending on which session the institute is in.
Degree-seeking students may choose to pay at the time of registration or may be billed for their coursework. Upon registering for classes, a monthly eBill will be generated. Monthly eBills are always available for viewing on the second Tuesday of the month. A notification will be sent to your Salem State email address informing you that an eBill is available through your Navigator account. No paper bills will be generated. Payments can be made online through your Navigator account, in person or by mail.
Failure to comply with the university's payment due dates will result in late payment penalties.
Please Note: You will be emailed when your statement is available.
Original tuition waiver, voucher or tuition remission form must be presented at time of registration. No refund will be processed if presented after registration is completed. These may not be applied to the cost of an institute, directed study, thesis, internship, or independent study course.
Senior Citizen Tuition Waiver - Students 60 years of age or over may enroll on a space-available basis in credit courses with tuition waived. However, fees are charged per credit hour. For directed study courses, as well as institutes and seminars, the full program cost plus all fees are charged. The eligible student must be a Massachusetts resident and provide proof of age at the time of registration. Registration will begin one week prior to the start of the course.
Changes of sections and changes of courses via online registration will require payment in full; payment credits cannot be used via self-service registration. Refunds are processed through the student accounts office.
Students with a financial hold on their account will not receive their official university transcript until that hold has been resolved.
To comply with state law, new students registered for at least 75 percent of their program’s full-time course load must either enroll in or waive out of the Salem State insurance plan each year by the deadline date of September 27 through their Navigator account. If you fail to enroll in or waive out of the health insurance plan by September 27, a hold will be placed on your account that will prevent future registrations.
The Commuter Dining Plan is required for the first two semesters by all first year undergraduate students registered for at least 12 credits. All other undergraduate students are eligible to waive the fee. If eligible, the deadline for the fall semester is the end of September and the deadline for the spring semester is the first week of February. If you do not waive the dining plan by the deadline date, you will be required to pay for and keep the plan. Find more dining plan information and deadline dates.
Payment Policy Information
Fall semester and spring semester charges are billed separately. We do not send paper bills.
Email notifications are sent out when an eBill is available for viewing. eBills are available the second Tuesday of every month. Fall eBills are generated in July, and spring eBills are generated in November.
The online eBill can be downloaded and printed out for your records. Failure to comply with the university's payment due dates may result in late payment penalties.