Student Health Insurance

Massachusetts state law requires that all students enrolled in at least 75 percent of a full-time course load at an institution of higher learning in Massachusetts must participate in a Student Health Insurance Program (SHIP) or in a health insurance plan with comparable coverage. 

Massachusetts colleges and universities are required to sponsor a health plan for students who do not have health insurance. A charge is added to a student's account in the fall term based on criteria mentioned above. The Salem State University Student Health Plan is provided by Blue Cross Blue Shield and administered by University Health Plans. The premium for the academic 2016-2017 year is $2,511 and the policy is in effect from August 1, 2016 through July 31, 2017. 

To comply with state law, all students registered for at least 75 percent of a full course load (nine or more credit hours for an undergraduate student and 6.75 credit hours for a graduate student) must go online and either waive out of or enroll in the insurance plan by September 30, 2016. 

Learn how to waive out or enroll in a plan.

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