Did You Know?

Raminder K Luther

Professional Details

Title: Professor
Office: CC-232
Phone: 978-542-7006
Resume: Raminder K Luther [DOC 60KB]

Spring Courses

Cat. # Term Course # Title
1016 01 FIN301 Principles of Finance
1021 01 FIN469 Finance Seminar
1785 S1 FIN753 Retirement and Employee Benefits Planning
1858 02 FIN301 Principles of Finance
1860 04 FIN301 Principles of Finance
1935 W1 FIN350 International Finance
3902 01 IDS603H Honors Independent Study

Professional Biography

1985-1988 - Sr.Marketing Executive, DCM Data Products, India.

1998-Present - Associate Professor, Salem State University, MA

1993-1998 - Assistant Professor, Marywood University, PA

Professional Interests

Research; Personal Financial Planning, Retirement Choices, investment and withdrawal rates, ETFs, Pension Plans


Coordinator, Graduate Programs in Business

Teach Financial Management, International Finance and Finance Seminar at undergraduate level, Investments at graduate level

Advise undergraduate and graduate students and various other governance responsibilities


Selected Publications

"Performance of Exchange Traded Funds - An intra-sector and inter-sector comparison", Financial Services Review (under review - paper ID#FSR201053)

"Employer's Cost of Employees' Personal Financial Management Difficulties", Personal Finances and Worker Productivity, June 1998.

Selected Presentations

"Impact of Reduced Pension Obligations on Firm's Operating Performance, Financial Status and Debt Capacity", (under review) Midwest Finance Association Conference 2011 .

"Reversing Course from Defined Contribution to Defined Benefit Plans - An Analysis of Retirement Plan Choice Among Faculty", Academy of Financial Services National conference, 2010

Personal Interests

Dance, Political Awareness

Tools & Resources