Metro Credit Union

Metro Credit Union – The Credit Union for Massachusetts State Employees

Founded in 1926, Metro Credit Union is a non-profit cooperative financial institution owned by and operated for its members. Salem State faculty and staff, along with their family members, are able to join the credit union and take advantage of all Metro has to offer.


Metro has 15 branches conveniently located in Salem, Peabody, Lynn, Boston, Burlington, Chelsea, Framingham, Lawrence, Melrose, Newton, and Tewksbury. Metro also offers free services to help you manage your money when it’s convenient for you - no matter where you are, including online banking and bill pay, a mobile banking app, remote deposit, text banking, and bank-to-bank transfers.


If you're planning on saving for the short or long-term, Metro offers a variety of solutions, including:
* Savings Accounts
* Vacation & Christmas Club Accounts
* Money Market Accounts
* Certificates of Deposit (CDs)
* Retirement Savings Accounts


Whether you're looking for a no-cost way to pay bills or an account that has built-in rewards, Metro has a checking account that's right for you.

Borrowing Options

Whether you're looking to buy or refinance a home, pay for college, buy a car, or make home improvements, Metro Credit Union has a lending solution to fit your needs and your budget, including:
* Mortgages
* Home Equity Loan or Line of Credit
* Personal Loans
* Credit Builder Loan
* Visa® Credit Card

For more information, call 877.MY.METRO or visit

Employees may also contribute to the credit union by using one of up to ten direct deposit accounts in HR/CMS. For more information on payroll deposits, contact your payroll administrator, Mary Ann Gachignard, at 978.542.7026.